Flexible Spending Accounts


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The PWCS Flexible Spending Accounts (FSAs) is administered by P&A Group.  Annual re-enrollment is required for every Flexible Spending Participant. 

1.800.688.2611

www.padmin.com

If you have questions about using your FSA funds due to changes caused by COVID-19, please read this information sheet or contact P&A Group at the number above.

PWCS FSA Plan Document (PDF)

Enrollment forms for Medical, Dental Vision and Flexible Spending are located on the PWCS Intranet page  (PWCS Login required).   Employees new to PWCS beginning in August 2020 will enroll in benefits electronically coincident with their start date. 

Register on the P&A Group website to monitor your account and file reimbursement claims electronically.



Expenses for the 2020-21 plan year will be reimbursed up to a maximum of $5,000 per family for dependent care and $2,750 for health care for the 12-month plan year per account.

You can use your FSA debit card to pay for Dependent Care Expenses with your childcare provider. *You can only access the amount of funds that have been deducted YTD in your Dependent Care account.

A Flexible Spending Account is a program that the Federal Government allows an employer to sponsor. It enables you (the employee) to save Federal, state and Social Security (FICA) taxes on the money you use to pay for eligible expenses. The tax savings will increase your take home pay. If you choose to participate in this valuable benefit, you and your eligible dependents can pay for medical, dental and vision expenses, and dependent day care expenses on a tax-free basis. Under the plan, only the expenses of a participant, a participant’s spouse or a participant’s dependent(s) qualify for pre-tax treatment. If you are unsure if a person qualifies as an eligible dependent, please refer to the P&A website for a more detailed definition.

Enrollment in the Flexible Benefit Program provides a way to reduce the amount of federal, state, and social security taxes you pay on medical and daycare tax-deductible expenses paid out-of-your-pocket throughout the plan year.

FSA Store.com LogoYou can use your Flexible Spending Account debit card to purchase  FSA-eligible products at FSAstore.com

 

 

 


2020-21 FSA RULES TO REMEMBER

Open Enrollment

April 13, 2020 - May 18, 2020

Plan Year

July 1, 2020 - June 30, 2021

Health Care FSA Rollover

Participants enrolled in the plan can roll over up to $500 of unused Health FSA funds into the next plan year. This rollover feature applies for future plan years.

Run-Out Period

You have until August 31, 2021 to submit for expenses incurred between July 1, 2020 and June 30, 2021.

Use or Lose Rule

You will lose any remaining balance in the Dependent Care/Daycare Account at the end of the run-out period, or any amount over $500 in the Health FSA.

**Remember, only contribute money you are confident you will use to pay for qualified expenses during the plan year.


HOW TO SUBMIT A CLAIM

QuikClaim

Submit claims and receipts directly from your smartphone. Capture a picture of your receipt or other supporting documentation of your eligible expense. Log into your P&A Account at www.padmin.com from your mobile device. Select Claim and follow the prompts on your screen.

Electronic Claim Upload

Submit claims directly online by logging into your P&A account. Select Upload a Claim under the Member Tools tab.

Fax: (877) 855-7105
Mail: P&A Group
         17 Court St. Suite 500
          Buffalo, NY 14202

When submitting a claim make sure to include proof of service/documentation (itemized receipt, etc).

QUESTIONS? P&A GROUP IS HERE TO HELP

Extended customer service hours are M-F, 8:30AM - 10:00PM ET.
Phone: (800) 688-2611
Website: www.padmin.com


All full-time and part-time employees who are working at least 17 ½ hours per week will be eligible to enroll in the Flexible Benefit Program. 

Enrollment is necessary each plan year if you wish to participate in the Flexible Benefit Program.  Please keep this in mind as you consider your contributions. Unclaimed contributions will be forfeited 90 days after the close of the plan year. 

  • Expenses for the 2020-21 plan year will be reimbursed up to a maximum of $5,000 per family for dependent care and $2,750 for health care for the 12-month plan year per account.

The annual open enrollment period is the only time during the school year that current employees can enroll in the program, unless there is an approved change in family status (e.g. birth, adoption, death, marriage, divorce) or change in employment status (e.g. part-time to full-time).  Employees who have a family or employment status change outside the open enrollment period have 30 days from the event to enroll in the program or make changes to the election amount.

 

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